The RaimWire concept
Wiring Everything Digital.
Connecting people. Opening possibilities.
RaimWire is a payments and transfer experience built around one idea: you should see every fee, every rate and every step before you confirm. It is in development. Today you can try it as an interactive demo, with fictional recipients and no real money.
- Demo only
- No sign-up
- Stays in your browser
Where RaimWire is today
In development. There is no live service yet. The iPhone and Android apps are in testing and are not in the App Store or Google Play.
Not a bank. RaimWire does not hold customer money, open accounts or issue cards.
No licence today. RaimWire holds no financial licence. A live service would launch only after the approvals it requires.
The demo is a simulation. Recipients are fictional, fees are illustrative and no money moves at any step.
How it works
Three steps, nothing hidden.
Who is it for?
Choose a recipient. In the demo they are fictional, and you never enter personal or payment details.
Make the numbers clear.
See the amount, the fee, the exchange rate and what arrives, on one screen, before anything happens.
Review, then confirm.
Confirming creates one receipt with a plain timeline. If a response is lost, RaimWire keeps the original reference so a retry never makes a second payment. You can try that in the demo too.
What you can try today
Every step, visible.
Send in three steps
A clear review with the fee, rate and total before you confirm.
Honest receipts
A timeline that says exactly what happened, ending with: no money moved.
Recovery, not repeats
Lose a response? Reconcile the original reference instead of sending again.
Searchable activity
Find any example by reference or recipient, filter by status and export a copy.
Compare two offers
Type in two quotes from elsewhere and see which leaves your recipient more after every fee.
What inflation does
Estimate what today's money buys later, from a yearly rate you trust.
Goals and budgets
Track your own figures. They stay on your device.
Ten short lessons
Quizzes on fees, risk and safety. General education, not financial advice.
Ovia AI preview
A scripted assistant that explains records. It cannot move money or give personal advice.
Built for everyone
Four themes, screen reader labels, large touch targets and reduced motion.
Real screens from the demo
See it before you try it.
Four themes
Make it yours.
Switch between Green, White, Purple and Blue in Profile. Your plans and activity stay exactly as they are.
- Green
- White
- Purple
- Blue
Safety
Safety comes first.
No genuine payment service needs your PIN, password or one-time code. Never share them, even with someone who says they are from RaimWire.
Slow down when rushed
Pressure to pay now, or to protect your money by moving it somewhere new, is a common sign of fraud.
Check before you confirm
RaimWire puts the recipient, the amount and every fee on one screen, so nothing is a surprise.
Your demo data stays with you
The demo saves only to your browser on your device. Reset it any time in Profile.
How RaimWire is being built
Possibilities, clearly explained.
- Designed not to hold your money
- RaimWire is designed as a non-custodial experience: it is not built to keep customer balances.
- Clear before you commit
- Fees, rates and totals are shown before any confirmation, never after.
- One reference per payment
- Recovery uses the original reference, so a lost response cannot turn into a second payment.
- Plain language
- Status words anyone can read, receipts that say what happened, and nothing dressed up as more than it is.
- Nigeria and the United States first
- These are the planned first markets. Live coverage needs approved providers, legal review and the licences it requires. None of that is in place yet.
Questions
Straight answers.
Is RaimWire a bank?
No. RaimWire is not a bank. It does not hold customer money, open accounts or issue cards.
Can I send money with RaimWire today?
No. RaimWire is in development. The demo simulates transfers to fictional recipients. No money moves and no account is opened.
Is RaimWire licensed?
RaimWire holds no financial licence today. A live service would launch only after the approvals it requires.
Are the fees and rates in the demo real?
No. Demo fees are an illustrative test fixture: 1.5%, with a minimum of 0.50 demo units. The offer comparison and the inflation estimate use only the figures you type in.
Where is my demo data stored?
Only in your browser, on your device. The demo sends nothing to RaimWire. Clearing your browser data removes it, and Profile has a reset.
What is Ovia AI?
A scripted preview of an assistant that explains records and helps you prepare. It cannot move money, trade or give personal financial advice.
Is there an app?
RaimWire is being built for iPhone, Android and the web. The mobile apps are in testing and are not yet in the App Store or Google Play. The web demo works in any modern browser.
Who makes RaimWire?
RaimWire is created by ECONTEUR LLC in Alpharetta, Georgia, founded by Dr. Ephraim Oviawe.
The founder
Made by ECONTEUR LLC.
RaimWire is built by ECONTEUR LLC in Alpharetta, Georgia, founded by Dr. Ephraim Oviawe.
Music, books, courses, products and services from Dr. Ephraim Oviawe and ECONTEUR LLC, all in one place at raimzy.com.
Visit raimzy.comTry RaimWire now.
The demo runs in your browser. No sign-up, no money and nothing to install.
Open the interactive demo